Terms of Use

Effective Date: 31st March 2025

  1. Acceptance of Terms

Welcome to whichannuity.co.uk (the “Website”). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”). If you do not accept these Terms, you must not use this Website.

We reserve the right to update or modify these Terms at any time, and it is your responsibility to review them periodically. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

  1. Permitted Use of the Website

You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations. You must not:

  • Use the Website in a way that could harm, disable, overburden, or impair its functionality.
  • Engage in any fraudulent, misleading, or unlawful activities.
  • Attempt to gain unauthorised access to any part of the Website, servers, or networks connected to the Website.
  • Post or transmit any content that is harmful, defamatory, abusive, obscene, or otherwise objectionable.

Any misuse of the Website may result in the termination of your access.

  1. Intellectual Property Rights

All content on the Website, including but not limited to text, images, graphics, logos, trademarks, and digital downloads, is the property of Which Annuity or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, or commercially exploit any content from this Website without prior written permission. Limited use is granted for personal, non-commercial purposes only.

  1. External Links & Third-Party Websites

This Website may include links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of these external sites. Accessing linked sites is entirely at your own risk.

  1. Disclaimers and Limitation of Liability

5.1 No Warranties

The Website and its content are provided on an “as is” and “as available” basis without any warranties or guarantees of any kind, either express or implied. We do not warrant that:

  • The Website will always be secure, uninterrupted, or error-free.
  • The information provided is accurate, up-to-date, or suitable for your individual circumstances.

5.2 Limitation of Liability

To the fullest extent permitted by law, Which Annuity shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use or inability to use the Website.
  • Errors or omissions in the content.
  • Any unauthorised access to or alteration of your data.

Nothing in these Terms excludes or limits our liability where it would be unlawful to do so.

  1. Indemnification

You agree to indemnify and hold Which Annuity, its directors, employees, and affiliates harmless from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of:

  • Your misuse of the Website.
  • Any breach of these Terms by you.
  • Your violation of any applicable law or third-party rights.
  1. Modifications to the Website & Services

We reserve the right to update, modify, or discontinue any part of the Website or its services at any time without prior notice. We shall not be held responsible for any consequences resulting from such changes.

  1. Termination of Access

We may, at our sole discretion, suspend or terminate your access to the Website without prior notice if you:

  • Violate these Terms.
  • Engage in conduct that we deem harmful to the Website or other users.

Termination does not affect any rights or obligations that have accrued prior to the date of termination.

  1. Governing Law & Jurisdiction

These Terms are governed by and interpreted in accordance with the laws of The United Kingdom. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of The United Kingdom.

  1. Contact Information

For any questions or concerns regarding these Terms, please contact us

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Please remember that the content on this site is purely informational and should not be considered personal financial advice. We are not affiliated with any of the websites mentioned or linked to on our website.